AI-POWERED CREDIT REPAIR

BAD CREDIT IS
COSTING YOU
THOUSANDS.

Every month you wait, you're paying more in interest, getting denied, and losing money that should be yours.

Credit repair companies charge $100–$150/month for 6 months to send template letters. Our AI does it in 60 seconds — starting at $29/month. Human-reviewed. Every letter.

$0
Avg annual bad credit cost
0%
Reports with errors
60s
AI scan time
$29
/mo vs $150 industry
SEE PLANS

NO CREDIT CARD REQUIRED · SEE YOUR ERRORS BEFORE YOU PAY ANYTHING

2,847 reports analyzed
All 3 bureaus
FCRA & FDCPA citations
English & Español
Human-reviewed
── PROCESS

HOW CREDITCLAW WORKS

01

SCAN

Take the free 60-second analysis or upload your credit report. Our AI parses every line across all 3 bureaus.

02

IDENTIFY

AI cross-references federal law and flags every error — things you didn't know were there.

03

DISPUTE

Personalized dispute letters with FCRA §611, §623, and FDCPA citations. Not templates. Human-reviewed.

04

TRACK

Monitor bureau responses. AI adjusts strategy. Bureaus have 30 days to respond by law.

── YOUR BAD CREDIT TAX

HOW MUCH IS BAD CREDIT COSTING YOU?

Drag the slider to your estimated credit score and see the annual cost.

YOUR ESTIMATED SCORE
620
300500670740850
$3,200
Extra mortgage interest/yr
$2,400
Extra auto loan interest/yr
$1,800
Extra credit card interest/yr
$1,200
Higher insurance premiums/yr
YOUR ANNUAL BAD CREDIT TAX
$8,600
Every year you wait, this is what it costs you
CreditClaw costs
$29/month = $348/year
That's a 24.7x return on investment
── THE DIFFERENCE

THEM vs CREDITCLAW

TRADITIONAL

$150/mo
Template letters
6-month contracts
No legal citations
Same letter for everyone
$900+ total cost
English only

CREDITCLAW

$29/mo
AI-personalized letters
Cancel anytime
FCRA/FDCPA citations
Unique to your report
Free scan to start
English & Español

44,000 credit repair companies. $6.6B industry. 51% of CFPB complaints involve fraud.

── PLANS

STOP PAYING THE BAD CREDIT TAX

No setup fee. No contract. CROA compliant. Cancel anytime.

FREE SCAN
$0
forever
AI scans all 3 bureaus
Identifies errors
Cost impact report
No credit card needed
START FREE SCAN
MOST POPULAR
CLAW
$29
/month
AI dispute letters
All 3 bureaus
FCRA/FDCPA/CROA citations
Human-reviewed
Monthly monitoring
GET STARTED
CLAW PRO
$59
/month
Everything in Claw +
Creditor interventions
Goodwill & validation letters
Score rebuilding strategy
WhatsApp priority support
GO PRO

Only 47 early access spots remaining

── RESULTS

REAL PEOPLE. REAL GAINS.

+127
POINT INCREASE · 4 MONTHS
"I was denied for a car loan twice. After CreditClaw found 6 errors on my Equifax report and disputed them, my score went from 512 to 639. I got approved at 4.9% instead of 14%."
— M.R., HOUSTON TX
+147
POINT INCREASE · 5 MONTHS
"Three collections that weren't mine. I tried disputing myself for a year — nothing worked. CreditClaw's AI found the right FCRA angle. All three removed in two rounds."
— S.L., PHOENIX AZ
+98
POINT INCREASE · 3 MONTHS
"Estaba pagando $200/mes con otra compañía por 8 meses sin resultados. CreditClaw por $29 hizo más en 3 meses que ellos en 8. Mi puntaje subió de 580 a 678."
— C.V., LOS ANGELES CA

Results vary by individual. CreditClaw does not guarantee specific outcomes.

── FAQ

QUESTIONS ANSWERED

How is CreditClaw different from other credit repair companies?+
Traditional credit repair companies charge $100–$150/month to send the same template letter to every customer. CreditClaw uses AI to analyze your specific report, identify the strongest legal grounds for each item, and generate personalized dispute letters citing exact FCRA and FDCPA sections. Every letter is human-reviewed before delivery. Starting at $29/month with no contract.
Is the free scan really free?+
Yes. The 60-second analysis runs entirely in your browser — no credit card, no signup, no payment information needed. You see your estimated cost of bad credit, potential improvement range, and priority level before you ever pay anything. Under CROA (Credit Repair Organizations Act), we cannot charge you until we have actually performed a service.
How does the dispute process work?+
Our AI analyzes your credit report across all 3 bureaus (Equifax, Experian, TransUnion), identifies errors and disputable items, then generates personalized dispute letters with specific legal citations. You receive the letters as downloadable PDFs, ready to mail via certified mail. Bureaus have 30 days to respond by law. If items aren't verified, they must be removed.
Can I cancel anytime?+
Yes. No contract, no cancellation fee. Under CROA, you also have a 3-business-day right to cancel for a full refund after signing up. After that, cancel anytime — your current billing period completes and you're done.
Is my data safe?+
We use zero-retention AI processing — your credit data is never stored long-term or used for training. We ask you to redact your full SSN and account numbers before uploading. All data is encrypted in transit and at rest. We never sell your information to third parties. Ever.
Do you offer services in Spanish?+
Yes. CreditClaw is fully bilingual. Our AI generates dispute letters, reports, and communications in both English and Spanish. Español is not an afterthought — it's built into the core product.
── STOP WAITING

EVERY MONTH YOU WAIT COSTS YOU MORE

Bad credit doesn't fix itself. The errors on your report are costing you money right now — in higher interest rates, denied applications, and lost opportunities.

Only 47 early access spots remaining

NO CREDIT CARD · NO SIGNUP · SEE RESULTS INSTANTLY